Strategic Financial Planners
SBC Financial is a family-centered financial services firm established in 2008, serving Michigan and beyond. Partner and Founder, Curtis Cottle, began SBC Financial with the goal of providing strategic solutions that protect your financial future and help provide the income you need to thrive in retirement.
As an independent firm, SBC Financial has the flexibility to take a non-biased approach when it comes to your finances. Our dedicated team will find the best possible fit for your situation, no matter what your financial goals. At SBC Financial, we aim to make each individual feel safe and secure, knowing our team is committed to protecting your investments while maximizing your potential returns.
Steps to Retirement Success
The team at SBC Financial is committed to helping you thrive in retirement, not just survive. As a full-service financial firm, we utilize six core services to ensure a thorough and comprehensive approach to financial independence. Take your first step to retirement success today and learn more about our core services below!
Retirement Planning
Knowing how much to save for retirement can be hard, and understanding how to use those savings to your advantage can be even harder. SBC Financial can help you put a financial plan in place so you can live your retirement confidently.
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Tax Reduction Planning
SBC Financial aims to help every individual reach a tax-free retirement. Together, we’ll develop a plan to grow and build your wealth, while helping to minimize your tax liabilities.
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Estate Planning
SBC Financial offers a comprehensive Trust and Estate Plan that aims to reduce the stress that can come along with passing on your legacy. From customized distributions to your certificate of trust, SBC Financial has you covered.
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Social Security Maximization
Do you have a clear understanding of your retirement income or whether you might be able to retire early? With SBC Financial, you receive a comprehensive Social Security Maximization Report, outlining how and when to claim, spousal benefits, and more!
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Life Insurance and Long-Term Care
Whether you’re looking to supplement your retirement plan or protect your family financially, there are a multitude of options available to you. Medical insurance often doesn’t cover the cost of Long Term Care needs, so SBC Financial has partnered with top rated carriers to ensure the best solutions for your situation, and can provide strategic coaching on additional protections.
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Medicare and Health Insurance
To put it simply, Medicare is complicated. Understanding what it does and doesn’t cover can be daunting and confusing. The team at SBC Financial will review your current healthcare situation and walk you through the plans available to you. No matter what your needs, our goal is to simply your selections so you can spend more time enjoying your retirement.
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Complimentary Retirement Resources
The Ultimate 401(k) Guide
We all know that a 401(k) is one of the most important retirement planning tools we have. You pay into it for decades and will likely need to rely on it, among other income sources, for decades in retirement. The potential tax benefits and power of compound interest can make it a great saving and investment tool for anyone who practices financial discipline and contributes regularly. There are several important things to know about your 401(k), such as how much you can contribute, options for your 401(k) when you leave your job, and how much you are paying in 401(k) fees.
