This is SBC Financial.

I am a client of Curtis Cottle. I found that it was easy to sit down and talk with him. He was honest and he explained everything in easy to understand terms. He was also very professional and I feel confident that he has my best interest in mind. He helped me out of some bad investments I made through my bank and gave me peace of mind where my future is concerned.

Curtis has given us good advice regarding Social Security Planning and has handled our investments respectfully and with good communication. His monthly newsletter is also informative.

I have known Curtis for about 6 years. I have found he is honorable, truthful, and reliable. He is always available to answer my questions and if he doesn't know the answer, he finds out.

Curtis Cottle manages several retirement accounts for me. He is polite and works hard to keep up to date on the options for retirement finances. It is a pleasure to know Curtis.

I have been a client of Curtis for many years. He has proved to make good financial decisions for me. He is available for questions or concerns you may have. Curtis takes time with you.

We have found Curtis Cottle with SBC Financial to do very well with our investments. He has been very personable, and sensitive to our needs. When my husband passed away he met with me & my son and helped us to work out a monthly budget that would cover my needs (and some of my wants!). I respect Curtis' judgment. He has done very well for us. From time to time he meets with me and keeps me up to date on my investments. I will gladly recommend him and his service to anyone!

During items of uncertainty and confusion surrounding my personal occupational changes, financial decisions, an ever changing economy and fluctuating markets, Curtis has greatly assisted me in making investment choices for my retirement years. He has been very patient and understanding of my lack of experience with the investment market. He listens to my present and future financial needs and explains possible investment options that will best meet my needs. He is a positive, upbeat professional who is a great communicator. I would certainly recommend Curtis if you are looking for a great financial advisor!

I was lucky enough to be able to retire prior to normal retirement age. I saved a little money, but like most people I was ignorant of how to manage it. My wife and I started going to seminars to find help making the wisest choices. Every seminar we went to seemed to have one goal in mind. Sell life insurance. Insurance is a fine way to accumulate wealth, but I was already retired. I needed the income now. I couldn't wait for it to mature.

I had different financial planners sell me different products over the years, but there was always one element missing. My needs weren't the focus. They were more interested in their commissions than my needs. I was wary of anyone "guiding" my money to its fullest potential. Eventually we received an invite to what I'll call a social security enhancement class. It was from Curtis Cottle. We still did not have the answers we were looking for, so we decided to go.

We connected with Curtis right away and my experience has been completely different. I now have confidence that my money is working to fulfill my goals. It is well diversified and it has everything to do with me. Just as importantly, I get the guidance I need. I get the explanations I desire. Curtis keeps me informed as to when to move investments, take profits and when to hold off. The things I thought a financial advisor was supposed to do.

The thing I like best about working with SBC Financial is that I trust Curtis. That is probably the most important to me. I don't have to worry if I am making financial decisions wisely. If Curtis says this is the best for me, I have the confidence that it is. He has not steered menu wrong. I actually believe that the wisest financial move I made is my connection to Curtis Cottle and SBC Financial.