CredentialsEthan Robinson2026-08-19T18:00:18+00:00

Our Credentials & Disclosures

At SBC Financial, transparency and trust are the cornerstones of our relationship with you. We are proud to share our credentials, affiliations, and public disclosures to help you make confident and informed decisions about your financial future.

Registered Investment Adviser (RIA) Relationship

Simplicity Wealth is the registered investment adviser (RIA) we partner with to provide investment advisory services as part of the wealth management side of our business. This relationship is publicly disclosed on our website (see the footer at gosbc.net). You can independently verify the firm through FINRA BrokerCheck using the ID below.

Firm Accreditations & Resources

SBC Financial Education Hub:

SBC Financial Education Hub:

SBC Financial

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Leadership & Media Presence

Our Owner, Curtis Cottle, is a Certified Financial Fiduciary. You can verify his standing here:

Curtis Cottle, Financial Fiduciary

Fox News Interview (The Morning Blend):

Advisor Verification (SEC)

Curtis Cottle Verification

ian

Ian Grohman Verification

Benjamin Smith Verification

Our Credentials & Disclosures

Resident Agency State: Michigan 18382084
This can be verified through the Michigan Department of Insurance and Financial Services:

Michigan DIFS Registration

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2610 Horizon Dr SE #110,
Grand Rapids, MI 49546

Privacy Policy | Disclosure | Terms of Use | Form CRS | Adv 2A

Investment advisory and financial planning services are offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm nor does it indicate that the adviser has attained a particular level of skill or ability. Investing involves the risk of loss. Insurance, Consulting and Education services offered through SBC Financial. SBC Financial is a separate and unaffiliated entity from Simplicity Wealth.

Our A+ rating from the Better Business Bureau (BBB) was awarded on 6/15/2015 and is based on a review of our business’s complaint history and operational standards. The BBB rating is a measure of general business practices and is not an endorsement or evaluation of the investment performance or quality of investment advice we provide to clients. The firm is a BBB Accredited Business and pays an annual fee to the BBB to maintain that accreditation.